Chandigarh, October 23:An awareness programme on “Your Money, Your Right” was held in Chandigarh under the Financial Inclusion Saturation Campaign of the Department of Financial Services, Ministry of Finance, Government of India. The campaign is being conducted from October 21 to December 31, 2026, to help citizens access financial services and claim their unclaimed money.

During her address, Smt. Nidhi Bhargava, General Manager, Punjab National Bank, urged citizens to make use of government financial schemes, including Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY). She also advised them to keep their KYC details, Central KYC (CKYC) records and bank account nominations updated.

She encouraged citizens to check their old bank accounts, fixed and recurring deposits, insurance policies and other financial assets to identify and claim any unclaimed amounts. Participants were also informed about the Reserve Bank of India’s UDGAM portal, which helps people search for unclaimed bank deposits.

The General Manager urged banks and Bank Mitras to make the campaign an effective public outreach initiative rather than a mere formality, ensuring that every eligible citizen could access financial services and benefit from government schemes.

The programme was attended by Shri Sanjeev Jha, Deputy General Manager, Chandigarh Circle; Shri Simrandeep Singh, Local Development Officer (LDO), Reserve Bank of India; Shri Ashwini Kumar, District Development Manager (DDM), NABARD; senior officials, bankers, Bank Mitras and citizens.